Anyone who temporarily interrupts their studies can postpone repayment of their student debt in certain situations.
These situations are:
- pregnancy of 20 weeks or more;
- birth of a child;
- adoption of a child;
- disability preventing the pursuit of studies for at least one month, certified by a physician;
- term as an elected executive officer of an organization grouping student associations in Québec.
The duration of postponement varies, depending on the situation that causes the interruption.
| Pregnancy |
12 months |
begins the first day of the month following the month in which the 20th week of pregnancy is reached |
|---|
| Birth |
8 months |
begins the first day of the month following the birth |
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| Adoption |
8 months |
begins the first day of the month following the adoption
|
|---|
| Disability |
8 months |
begins the first day of the month following the beginning of the disability |
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Term as an elected executive officer
|
number of months during which the term is served, up to a maximum of 24 months at each level of education |
N/A |
|---|
During the postponement, the government continues to pay the student’s financial institution the interest on the balance of the student debt. In the case of a part-time student, the government pays only the interest on the balance of the debt incurred under the Debts Program for Part-Time Studies. Consequently, the student must continue to repay any student debt incurred under the Debts and Bursaries Program.
The student must resume his or her studies in the month following the end of the postponement period. Otherwise, the student is considered to have withdrawn from his or her studies.
Clientele
Anyone who must temporarily interrupt their studies and who has a student debt.
Condition
Have studied for at least one month during the six months preceding the situation justifying the application for postponement.
