Surviving Spouse’s Pension
Clientele The spouse of a deceased person who contributed sufficiently to the Québec Pension Plan. NoteThe spouse who is legally separated may qualify, under certain conditions, for a surviving spouse’s pension. General conditionsFor payment of a pension to a surviving spouse, the deceased person must have contributed to the Québec Pension Plan
Note takes into account all the contributions made by the deceased before and after he or she began receiving a retirement pension. Particular conditions regarding contributionsA deceased person who had a severe impairment during his or her contributory period, and did not contribute for the required number of years, the surviving spouse’s pension may still be paid under the following conditions:
If the deceased contributed to the pension plan of a country with which Québec has a social security agreement, he or she may, in certain cases, receive benefits from the foreign plan and be eligible for benefits under the Québec Pension Plan.
To apply for a surviving spouse’s pension, one may either:
The Application for Survivors' Benefits – Québec Pension Plan online service can also be accessed through My Account online service (ClicSÉQUR account authentication required). NoteTo estimate the amount of a surviving spouse’s pension, one can use the My Account online service or view your Statement of Participation.
The application must be submitted as soon as possible after the death.
Retraite Québec is committed to responding to a surviving spouse’s pension application that is submitted online within 70 days. In other cases, the maximum processing time is 90 days following receipt of the application. However, processing times are generally shorter.
In the case of a de facto union, the processing time may be longer, as Retraite Québec must contact the surviving spouse to obtain information confirming the situation.
Retraite Québec reserves the right to require proof of birth, marriage or death where the death occurs outside Québec.
Retraite Québec C. P. 5200 Québec (Québec)
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