Repayment of a Student Debt

Applying for the Deferred Payment Plan

To apply for a deferral under the Deferred Payment Plan:
  1. Use the online service Login to On-Line Services to fill out and submit the electronic form Application for the Deferred Payment Plan (under the tab “Deferred Payment Forms”), which will only appear if you meet the minimum eligibility requirements.
  2. Upload the required documents to your online file, or mail a printed copy to Aide financière aux études, at the ministère de l’Éducation et de l’Enseignement supérieur.
If you have earned income from self-employment, you must also fill out the form Statement of Income and Expenses and upload it together with the documents required.
Estimating Your Monthly Payments
To estimate the amount of the monthly payments you will have to make under the Deferred Payment Plan, depending on your financial and family situation, use the online service Monthly Payment Calculation Simulator. Results from the simulator are not official however.

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